Attention homeowners in Cleveland and Bradley County: Get an Appraisal today!

Here are the top 7 reasons why TN homeowners need Three Rivers Appraisal Services, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Bradley county's assessment of your propertyworth
  3. Remove PMI to lower their mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a TN divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Bradley county or TN

Own a home in or near Cleveland, TN and need help deciding the value of it?
Contact Three Rivers Appraisal Services, LLC.

At Three Rivers Appraisal Services, LLC, we understand the individual needs of a consumer in need of appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. Being a regular person not in the real estate industry that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Three Rivers Appraisal Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you do away with undesirable PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Three Rivers Appraisal Services, LLC is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Three Rivers Appraisal Services, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? Three Rivers Appraisal Services, LLC offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.